Personal spending

FILE - This Jan. 12, 2017, file photo shows the sign on a Chipotle restaurant in Pittsburgh. Federal prosecutors say Chipotle Mexican Grill has agreed to pay a record $25 million fine to resolve criminal charges that it served tainted food that sickened more than 1,100 people in the U.S. from 2015 to 2018. The fast food company was charged Tuesday, April 21, 2020 in Los Angeles federal court with two counts of violating the Food, Drug, and Cosmetic Act by serving adulterated food. The charges stem from outbreaks of norovirus, which causes diarrhea, at some Chipotle restaurants other than this location. (AP Photo/Gene J. Puskar, File)

Mounted police officers patrol along a deserted Regent Street in London, as the country is in lockdown to help curb the spread of the coronavirus, Wednesday, April 15, 2020. Experts in the UK have warned that the economy could shrink by up to 35% as a knock on effect of the lockdown. The highly contagious COVID-19 coronavirus has impacted on nations around the globe, many imposing self isolation and exercising social distancing when people move from their homes. (AP Photo/Frank Augstein)

A Thai shopkeeper checks a gold necklace after a customer sold the piece to the gold shop in Bangkok, Thailand, Thursday, April 16, 2020. With gold prices rising to a seven-year high, many Thais have been flocking to gold shops to trade in their necklaces, bracelets, rings and gold bars for cash, eager to earn profits during an economic downturn.(AP Photo/Sakchai Lalit)

President Donald Trump speaks about the coronavirus in the James Brady Press Briefing Room of the White House, Thursday, April 9, 2020, in Washington, as Vice President Mike Pence and Labor Secretary Eugene Scalia listen. (AP Photo/Andrew Harnik)

In this Sunday, March 29, 2020, photo, a sign posted at an entrance to a 365 Whole Foods store advises customers not to use their own bags while shopping in Lake Oswego, Ore. Just weeks earlier, cities and even states across the U.S. were busy banning straws, limiting takeout containers and mandating that shoppers bring reusable bags or pay a small fee. Grocery clerks are nervous that the virus could linger on reusable fabric bags and their unions are backing them up with demands to end plastic bag fees and suspend bag bans. The plastics industry has seized the moment, lobbying to overturn existing bans on single-use plastics. (AP Photo/Gillian Flaccus)

FILE - This screen grab from the website HealthCare.gov shows the extended deadline for signing up for health care coverage for 2020. (Centers for Medicare and Medicaid Services via AP, File)

FILE - In this Saturday, March 14, 2020 file photo, travelers wait to check in their luggage at the Los Angeles International Airport. The coronavirus pandemic that's caused many Americans to avoid airports has others booking spur-of-the moment trips at dirt-cheap ticket prices. (AP Photo/Marcio Jose Sanchez, File)

Former Democratic presidential candidate Mike Bloomberg leaves after speaking to supporters as he announces the suspension of his campaign and his endorsement of former Vice President Joe Biden for president in New York Wednesday , March 4, 2020. (AP Photo/Eduardo Munoz Alvarez)

FILE- This May 3, 2017, file photo shows the Target logo on a store in Upper Saint Clair, Pa. Target reported strong fourth-quarter profits, though its sales were weighed down by weak toy and electronics sales during the crucial holiday shopping season. Target joins a string of other retailers, including Walmart, with disappointing sales during the shortest holiday shopping period since 2013. (AP Photo/Gene J. Puskar, File)

In this Feb. 21, 2020 photo, a worker pushes a cart inside an Amazon Go Grocery store set to open soon in Seattle's Capitol Hill neighborhood. Following the opening of several smaller convenience-type stores using an app and cashier-less technology to tally shoppers' selections, the store will be the first Amazon Go full-sized cashier-less grocery store. (AP Photo/Ted S. Warren)