Personal spending

Vice President-elect Kamala Harris speaks Saturday, Nov. 7, 2020, in Wilmington, Del. (AP Photo/Andrew Harnik)

Demonstrators hold a silent vigil in Parliament Square to rise awareness on entertainment and arts world, in London, Saturday, Oct. 31, 2020. Backstage technicians and crews are calling for more fundingfrom the government for the performing arts and hospitality sectors as the coronavirus lockdown is widely anticipated to be extended in England to help control the spread of COVID-19. (AP Photo/Alberto Pezzali)

FILE - In this Tuesday, Sept. 15, 2020, file photo, passers-by examine a storefront window in Boston's fashionable Newbury Street shopping district. U.S. consumer confidence dipped slightly in October as a new wave of coronavirus cases began across the country. The Conference Board reported Tuesday, Oct. 27, 2020, that its consumer confidence index fell to a reading of 100.9, from 101.8 in September. (AP Photo/Steven Senne)

FILE - In this Aug. 25, 2020 file photo, U.S. Secretary of State Mike Pompeo stands with Sudanese Gen. Abdel-Fattah Burhan, the head of the ruling sovereign council, in Khartoum, Sudan. President Donald Trump on Monday, Oct. 19, 2020 said Sudan will be removed from the U.S. list of state sponsors of terrorism if it follows through on its pledge to pay $335 million to American terror victims and families. (Sudanese Cabinet via AP, File)

President Donald Trump speaks during a campaign rally at Pitt-Greenville Airport, Thursday, Oct. 15, 2020, in Greenville, N.C. (AP Photo/Evan Vucci)

Melissa Wilhelm Szymanski sits with her dog Cooper at home in Glastonbury, Conn., on Saturday, Sept. 19, 2020. Wilhelm Szymanski got sick earlier this year and wound up with a $3,200 bill because she wasn't diagnosed initially with COVID-19. Even though dozens of insurers and the federal government are offering to pick up all treatment costs during the pandemic, many holes remain for big bills to surprise patients. (AP Photo/Jessica Hill)

A woman walks past a personal finance loan office Thursday, Oct. 1, 2020, in Franklin, Tenn. U.S. consumers cut back on their borrowing in August, with credit card use dropping for a sixth straight month, reflecting caution in the midst of the pandemic-triggered recession. The Federal Reserve said Wednesday, Oct. 7, that total borrowing fell by $7.2 billion after a gain of $14.7 billion in July. (AP Photo/Mark Humphrey)

Holiday knick-knacks stand are displayed for Christmas shoppers Friday, Oct. 2, 2020, at a Lowes store in Northglenn, Colo. Add last-minute holiday shopping to the list of time-honored traditions being upended by the coronavirus pandemic. Retailers are kicking off the holiday season earlier than ever this year in hopes of avoiding big in-store crowds and shipping bottlenecks in November and December. (AP Photo/David Zalubowski)

In this image taken from live streamed video from the California Governor's Office, California Gov. Gavin Newsom getting a flu shot during a news conference on Monday, Sept. 28, 2020, in Rancho Cordova, Calif. Newsom said he has gotten a flu shot every year "for as long as I can remember." He said it's important to get a flu shot this year to ensure hospitals are not overrun by a combination of flu and coronavirus cases. While California's coronavirus cases have been decreasing over the last several weeks, Newsom said Monday there is "some concern" that cases could increase over the next few weeks. (California Governor's Office via AP))

FILE - In this April 7, 2012, file photo, members of the original nine women, from left to right, Billie Jean King, Peaches Bartkowicz, Kristy Pigeon, Valerie Ziegenfuss, Judy Tegart Dalton, Julie Heldman, Kerry Melville Reid, Nancy Richey and Rosie Casals, who helped start the women's professional tennis tour are honored at the Family Circle Cup tennis tournament in Charleston, S.C. The nine signed a dollar contract 50 years ago, and it turned into millions for female tennis players. They were tired of being squeezed out of events by promoters and paid 10 times less than men. (AP Photo/Mic Smith, File)