Personal insurance

FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)

This Nov. 2, 2017, photo provided by Alex Apons shows his house and car that were leveled to ashes after the deadly October 2017 wildfires ravaged his Coffey Park neighborhood, in Santa Rosa, Calif. Apons said his insurance policy fell $200,000 short of what it cost the 34-year-old new father to rebuild his home. He and his wife wanted to stay because they had a baby on the way and both have deep family roots in the area. (Alex Apons via AP)

FILE- In this Aug. 9, 2018, file photo a wildfire burns near homes in the Cleveland National Forest in Lake Elsinore, Calif. California homeowners may find themselves facing insurance issues even if they were not directly hit by this year’s blazes. The California Department of Insurance warned in January that the increasing number and severity of wildfires in the state were making it more difficult for homeowners to find and hold on to insurance. And now they say that recent massive fires may make the problem more acute. (AP Photo/Ringo H.W. Chiu, File)

The HealthCare.gov website main page. The Trump administration is clearing the way for insurers to sell short-term health plans as a bargain alternative to pricey “Obamacare” for consumers struggling with high premiums. But the policies don’t have to cover pre-existing conditions and benefits are limited. It’s not certain if that’s going to translate into broad consumer appeal among people who need an individual policy. (HHS via AP

FILE - In this July 28, 2014, file photo, Public Trustee Charles Blahous speaks as then-Treasury Secretary and Managing Trustee Jacob Lew, left, and then-Labor Secretary Thomas Perez, right, listen during a news conference at the Treasury Department in Washington. A new study says ‘Medicare for all’ would raise government health care spending by $32.6 trillion over 10 years. “Enacting something like ‘Medicare for all’ would be a transformative change in the size of the federal government,” said Charles Blahous, the study’s author. Blahous was a senior economic adviser to former Republican President George W. Bush and a public trustee of Social Security and Medicare during the Obama administration. (AP Photo/Susan Walsh, File)

FILE - In this March 22, 2017, file photo President Donald Trump , left, and Texas State Sen. Dawn Buckingham, right, listen as Administrator of the Centers for Medicare and Medicaid Services Seema Verma speaks during a meeting on women in healthcare in the Roosevelt Room of the White House in Washington. Verma is slamming ‘Medicare for All,’ the proposal from Vermont Democratic Sen. Bernie Sanders for a national health care plan that would cover all Americans. (AP Photo/Evan Vucci, File)